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Slovakian tax bonus on paid mortgage interests

Plánujete kúpu svojho prvého bývania? Aj Vám môže pomôcť daňový bonus na zaplatené úroky z hypotéky. Podľa poslednej novely zákona si klient môže uplatniť daňový bonus na zaplatené úroky až do výšky 1 200€. Máte hypotéku a zaujíma Vás aktuálne...

26. January 2024

Zníženie odvodu do 2. piliera a jeho vplyv na môj dôchodok

Retirement Finance

The contribution decrease to the II. pillar and its effect on my retirement

Dôchodkové výdavky 1. piliera neustále narastajú a už dnes môžeme sledovať, že sú vyššie ako jeho príjmy. Ako populácia neustále starneme a preto sa priebežný pilier stáva nefunkčným a je potrebné si zabezpečiť príjem aj z iného zdroja. Z tohto...

18. January 2024

Retirement Finance

Slovakian Pension System

In Slovakia, we have a 3-pillar pension system. It was founded in 2004 with the aim that the income of future pensioners does not come from only one source, because the population is getting older. The amount of the working population is decreasing, while the number of pensioners is increasing. A recent study showed that...

17. January 2024

Real estate market

Property Tax return

I became a property owner and one of my responsibilities is to pay property tax. This information is mastered by most people. However, what we often forget is that we MUST opt out when selling! How to do it and in what terms...

10. January 2024

Finance Mortgage Real estate market developments in the real estate market

Living costs development

Today, information about the dramatic drop in real estate prices by up to 10% can jump out at you from every corner! A comprehensive view of the real estate market is necessary, and not from the point of view of prices and their year-on-year development. If...

23. November 2023

Finance Insurance Tips Tips

A child’s invalidity

To begin with, I must say that I really find this topic difficult to write. With children, we generally try to subconsciously avoid topics such as illnesses, disabilities, serious injuries and other health problems. However, such situations bring various problems...

9. November 2023

Podlieha môj príjem pri predaji nehnuteľnosti dani z príjmu?

Real estate market Tips developments in the real estate market

Should I tax my income from a real estate sell?

Income from the sale of real estate is subject to personal income tax. However, in several cases, such income is exempt from tax after meeting some of the conditions. Income taxation conditions also differ according to the method of acquisition of real estate and whether you acquired...

13. October 2023

Nárast splátok a neschopnosť splácania úverov

Finance Mortgage

Increase of the downpayments and the inability to pay out the debt

Increase in interest rates, ending fixations, increase in installments. Topics that may not even let you sleep. By the end of 2025, the increase in installments will affect every second mortgage, which is approximately 350,000 mortgages1. NBS in its latest report on financial stability from...

20. September 2023

Vývoj cien nehnuteľností v druhom štvrťroku 2023

developments in the real estate market

Price development on real estate market in Q3 2023

As you have surely noticed, since the beginning of 2023 we have been noticing changes in the real estate market. One of them is the fall in real estate prices. The demand for new housing has decreased significantly compared to 2022 and the market has slowed down, which has brought about the need to reduce...

20. September 2023

Audit

Why is recommended to audit the portfolio at least once a year?

I dare say that we live in a very dynamic time. We constantly accept various changes in our lives, whether positive or, unfortunately, negative, and we are forced to adapt to the new wave. Situations teach us to be more flexible and improve...

19. September 2023

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Slovakian tax bonus on paid mortgage interests

The contribution decrease to the II. pillar and its effect on my retirement

Slovakian Pension System

Property Tax return

Living costs development

A child’s invalidity

Should I tax my income from a real estate sell?

Increase of the downpayments and the inability to pay out the debt

Price development on real estate market in Q3 2023

Why is recommended to audit the portfolio at least once a year?

Najdôležitejšie zmeny v novele stavebného zákona ľudskou rečou

Štátne dlhopisy pre ľudí – áno alebo nie?

Daňový bonus na zaplatené úroky 2024

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